1. Copy and paste this class
class EditTextForCards @JvmOverloads constructor(
    context: Context,
    attrs: AttributeSet? = null,
    defStyleAttr: Int = androidx.appcompat.R.attr.editTextStyle
) : AppCompatEditText(context, attrs, defStyleAttr) {
    private var mCCPatterns = SparseArray<Pattern>()
    private var mSeparator: Separator = Separator.NONE
    private var mDrawableGravity: Gravity? = null/*Gravity.END*/
    private var isValidCard: Boolean = false
    private var mCurrentDrawableResId = Card.UNKNOWN.drawableRes
    val textWithoutSeparator
        get() = if (mSeparator == Separator.NONE) {
            text.toString()
        } else {
            text.toString().replace(mSeparator.toRegex(), "")
        }
    val isCardValid: Boolean
        get() = textWithoutSeparator.length > 12 && isValidCard
    val cardType: Card
        get() = Card.from(mCurrentDrawableResId)
    enum class Separator(private val stringValue: String) {
        NONE(""), SPACES(" "), DASHES("-");
        override fun toString() = stringValue
        internal fun toRegex() = stringValue.toRegex()
        internal val length
            get() = stringValue.length
    }
    enum class Gravity {
        START, END, LEFT, RIGHT
    }
    enum class Card(internal val value: Int, @field:DrawableRes internal val drawableRes: Int) {
        VISA(1, R.drawable.ic_visa),
        MASTERCARD(2, R.drawable.ic_mastercard),
        AMEX(4, R.drawable.amex),
        DISCOVER(8, R.drawable.discover),
        UNKNOWN(-1, R.drawable.ic_visa);
        companion object {
            internal fun from(@DrawableRes drawableRes: Int): Card {
                for (card in values()) {
                    if (card.drawableRes == drawableRes) {
                        return card
                    }
                }
                return UNKNOWN
            }
        }
    }
    private val textWatcher = object : TextWatcher {
        override fun afterTextChanged(s: Editable?) {}
        override fun beforeTextChanged(s: CharSequence?, start: Int, count: Int, after: Int) {}
        override fun onTextChanged(
            text: CharSequence,
            start: Int,
            lengthBefore: Int,
            lengthAfter: Int
        ) {
            val textWithoutSeparator = textWithoutSeparator
            var mDrawableResId = 0
            for (i in 0 until mCCPatterns.size()) {
                val key = mCCPatterns.keyAt(i)
                val p = mCCPatterns.get(key)
                val m = p.matcher(textWithoutSeparator)
                isValidCard = m.find()
                if (isValidCard) {
                    mDrawableResId = key
                    break
                }
            }
//            if (mDrawableResId != 0 && mDrawableResId != mCurrentDrawableResId) {
//                mCurrentDrawableResId = mDrawableResId
//            } else if (mDrawableResId == 0) {
//                mCurrentDrawableResId = Card.UNKNOWN.drawableRes
//            }
//            addDrawable()
            addSeparators()
        }
    }
    init {
        setDisabledCards()
        inputType = InputType.TYPE_CLASS_PHONE
        setSeparator(Separator.NONE)
//        setDrawableGravity(Gravity.END)
        attrs?.let { applyAttributes(it) }
        addTextChangedListener(textWatcher)
    }
    private fun applyAttributes(attrs: AttributeSet) {
        val a = context.theme.obtainStyledAttributes(
            attrs,
            R.styleable.EditTextForCards,
            0, 0
        )
        try {
            setSeparator(
                Separator.values()[a.getInt(
                    R.styleable.EditTextForCards_separator,
                    Separator.NONE.ordinal
                )]
            )
            setDisabledCardsInternal(a.getInt(R.styleable.EditTextForCards_disabledCards, 0))
            setDrawableGravity(
                Gravity.values()[a.getInt(
                    R.styleable.EditTextForCards_drawableGravity,
                    Gravity.END.ordinal
                )]
            )
        } finally {
            a.recycle()
        }
    }
    private fun addDrawable() {
        var currentDrawable = ContextCompat.getDrawable(context, mCurrentDrawableResId)
        if (currentDrawable != null && error.isNullOrEmpty()) {
            currentDrawable = resize(currentDrawable)
            when (mDrawableGravity) {
                Gravity.START -> setDrawablesRelative(start = currentDrawable)
                Gravity.RIGHT -> setDrawables(right = currentDrawable)
                Gravity.LEFT -> setDrawables(left = currentDrawable)
                else -> setDrawablesRelative(end = currentDrawable)
            }
        }
    }
    private fun addSeparators() {
        val text = text.toString()
        if (mSeparator != Separator.NONE) {
            if (text.length > 4 && !text.matches("(?:[0-9]{4}$mSeparator)+[0-9]{1,4}".toRegex())) {
                val sp = StringBuilder()
                val caretPosition = selectionEnd
                val segments = splitString(text.replace(mSeparator.toRegex(), ""))
                for (segment in segments) {
                    sp.append(segment).append(mSeparator)
                }
                setText("")
                append(sp.delete(sp.length - mSeparator.length, sp.length).toString())
                if (caretPosition < text.length)
                    setSelection(caretPosition)
            }
        }
    }
    private fun removeSeparators() {
        var text = text.toString()
        text = text.replace(" ".toRegex(), "").replace("-".toRegex(), "")
        setText("")
        append(text)
    }
    private fun splitString(s: String): Array<String?> {
        val arrayLength = ceil(s.length / 4.toDouble()).toInt()
        val result = arrayOfNulls<String>(arrayLength)
        var j = 0
        val lastIndex = result.size - 1
        for (i in 0 until lastIndex) {
            result[i] = s.substring(j, j + 4)
            j += 4
        }
        result[lastIndex] = s.substring(j)
        return result
    }
    /*@Deprecated("Please use the method that accepts a Separator enum instead.", ReplaceWith("this.setSeparator(Separator.)"))
    fun setSeparator(@IntRange(from = 0, to = 2) separator: Int) {
        require(!(separator > 2 || separator < 0)) {
            "The separator has to be one of the following:" +
                    "NO_SEPARATOR." +
                    "SPACES_SEPARATOR." +
                    "DASHES_SEPARATOR."
        }
        setSeparator(Separator.values()[separator])
    }*/
    /**
     * Use this method to set the separator style.
     * The default separator is [Separator.NONE].
     *
     * @param separator the style of the separator.
     */
    fun setSeparator(separator: Separator) {
        mSeparator = separator
        if (mSeparator != Separator.NONE) {
            filters = arrayOf<InputFilter>(InputFilter.LengthFilter(23))
            keyListener = DigitsKeyListener.getInstance("0123456789$mSeparator")
            addSeparators()
        } else {
            filters = arrayOf<InputFilter>(InputFilter.LengthFilter(19))
            keyListener = DigitsKeyListener.getInstance("0123456789")
            removeSeparators()
        }
    }
    /**
     * Use this method to set the location of the card drawable.
     * The default gravity is [Gravity.END].
     *
     * @param gravity the drawable location.
     */
    fun setDrawableGravity(gravity: Gravity) {
        mDrawableGravity = gravity
        addDrawable()
    }
    private fun setDisabledCardsInternal(disabledCards: Int) {
        val cards = ArrayList<Card>()
        if (containsFlag(disabledCards, Card.VISA.value)) {
            cards.add(Card.VISA)
        }
        if (containsFlag(disabledCards, Card.MASTERCARD.value)) {
            cards.add(Card.MASTERCARD)
        }
        /*if (containsFlag(disabledCards, Card.AMEX.value)) {
            cards.add(Card.AMEX)
        }
        if (containsFlag(disabledCards, Card.DISCOVER.value)) {
            cards.add(Card.DISCOVER)
        }*/
        setDisabledCards(*cards.toTypedArray())
    }
    @Deprecated(
        "Please use the method that accepts an array of Cards instead.",
        ReplaceWith("this.setDisabledCards(cards)")
    )
    fun setDisabledCards(disabledCards: Int) {
        setDisabledCardsInternal(disabledCards)
    }
    /**
     * Use this method to set which cards are disabled.
     * By default all supported cards are enabled.
     *
     * @param cards the cards to be disabled.
     */
    fun setDisabledCards(vararg cards: Card) {
        var disabledCards = 0
        for (card in cards) {
            disabledCards = disabledCards or card.value
        }
        mCCPatterns.clear()
        if (!containsFlag(disabledCards, Card.VISA.value)) {
            mCCPatterns.put(Card.VISA.drawableRes, Pattern.compile("^4[0-9]{1,12}(?:[0-9]{6})?$"))
        }
        if (!containsFlag(disabledCards, Card.MASTERCARD.value)) {
            mCCPatterns.put(Card.MASTERCARD.drawableRes, Pattern.compile("^5[1-5][0-9]{0,14}$"))
        }
        /*if (!containsFlag(disabledCards, Card.AMEX.value)) {
            mCCPatterns.put(Card.AMEX.drawableRes, Pattern.compile("^3[47][0-9]{0,13}$"))
        }
        if (!containsFlag(disabledCards, Card.DISCOVER.value)) {
            mCCPatterns.put(Card.DISCOVER.drawableRes, Pattern.compile("^6(?:011|5[0-9]{1,2})[0-9]{0,12}$"))
        }*/
        textWatcher.onTextChanged("", 0, 0, 0)
    }
    private fun containsFlag(flagSet: Int, flag: Int): Boolean {
        return flagSet or flag == flagSet
    }
    override fun onDraw(canvas: Canvas) {
        super.onDraw(canvas)
        var noDrawablesVisible = true
        for (drawable in compoundDrawables) {
            if (drawable != null) {
                noDrawablesVisible = false
                break
            }
        }
        if (noDrawablesVisible) {
            addDrawable()
        }
    }
    private fun resize(image: Drawable) =
        when (val height = measuredHeight - (paddingTop + paddingBottom)) {
            in 1 until image.intrinsicHeight -> {
                val bitmap = (image as BitmapDrawable).bitmap
                val ratio = image.getIntrinsicWidth().toFloat() / image.intrinsicHeight.toFloat()
                val resizedBitmap =
                    Bitmap.createScaledBitmap(bitmap, (height * ratio).toInt(), height, false)
                resizedBitmap.density = Bitmap.DENSITY_NONE
                BitmapDrawable(resources, resizedBitmap)
            }
            in Int.MIN_VALUE..0 -> null
            else -> image
        }
    private fun setDrawablesRelative(
        start: Drawable? = null,
        top: Drawable? = null,
        end: Drawable? = null,
        bottom: Drawable? = null
    ) =
        /*TextViewCompat.setCompoundDrawablesRelativeWithIntrinsicBounds(this, start, top, end, bottom)*/
        TextViewCompat.setCompoundDrawablesRelativeWithIntrinsicBounds(this, null, null, null, null)
    private fun setDrawables(
        left: Drawable? = null,
        top: Drawable? = null,
        right: Drawable? = null,
        bottom: Drawable? = null
    ) =
        /*setCompoundDrawablesWithIntrinsicBounds(left, top, right, bottom)*/
        setCompoundDrawablesWithIntrinsicBounds(null, null, null, null)
    companion object {
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Separator.NONE"))
        const val NO_SEPARATOR = 0
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Separator.SPACES"))
        const val SPACES_SEPARATOR = 1
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Separator.DASHES"))
        const val DASHES_SEPARATOR = 2
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("null"))
        const val NONE = 0
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Card.VISA"))
        const val VISA = 1
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Card.MASTERCARD"))
        const val MASTERCARD = 2
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Card.AMEX"))
        const val AMEX = 4
        @Deprecated("This constant has been replace with an enum.", ReplaceWith("Card.DISCOVER"))
        const val DISCOVER = 8
    }
}
2. paste this style
<declare-styleable name="EditTextForCards">
    <attr name="separator" format="enum">
        <enum name="no_separator" value="0" />
        <enum name="spaces" value="1" />
        <enum name="dashes" value="2" />
    </attr>
    <attr name="disabledCards">
        <flag name="none" value="0" />
        <flag name="visa" value="1" />
        <flag name="mastercard" value="2" />
        <flag name="amex" value="4" />
        <flag name="discover" value="8" />
    </attr>
    <attr name="drawableGravity">
        <enum name="start" value="0" />
        <enum name="end" value="1" />
        <enum name="left" value="2" />
        <enum name="right" value="3" />
    </attr>
</declare-styleable>
3. In your layout file, use it by
<EditTextForCards
        android:layout_width="match_parent"
        android:layout_height="wrap_content"
        android:layout_margin="@dimen/dp_5"
        android:digits="0123456789 "
        android:hint="@string/card_number"
        android:padding="@dimen/dp_20"
        android:textColor="@android:color/white"
        android:textColorHint="@android:color/white"
        android:textSize="@dimen/sp_16"
        app:separator="spaces" />