Form a single expression with OR or AND - depending on whether you want to trigger when all conditions are met or when either one condition is met:
CREATE TRIGGER update_day_summations -- see below
BEFORE UPDATE ON freeradius.day_guiding_usage
FOR EACH ROW
WHEN (OLD.col1 IS DISTINCT FROM NEW.col1
OR OLD.col2 IS DISTINCT FROM NEW.col2
OR OLD.col3 IS DISTINCT FROM NEW.col3)
EXECUTE procedure update_sessioninfo();
It's just a boolean expression, can involve all columns of the row.
However, your expressions only make sense for UPDATE, not for INSERT. There is no OLD record for inserts. The manual on CREATE TRIGGER:
condition
A Boolean expression that determines whether the trigger function will
actually be executed. If WHEN is specified, the function will only be
called if the condition returns true. In FOR EACH ROW triggers, the
WHEN condition can refer to columns of the old and/or new row values
by writing OLD.column_name or NEW.column_name respectively. Of course,
INSERT triggers cannot refer to OLD and DELETE triggers cannot refer to NEW.
And the trigger name itself cannot be schema-qualified. Quoting the manual once more:
name
The name to give the new trigger. This must be distinct from the name of any other trigger for the same table. The
name cannot be schema-qualified
Bold emphasis mine.