I am having a tough time understanding this code from Devise, even though I've read the documentation and done some research.
def self.find_first_by_auth_conditions(warden_conditions)
  conditions = warden_conditions.dup
  signin = conditions.delete(:signin)
  where(conditions).where(["lower(username) = :value OR lower(email) =
    :value", {:value => signin.downcase }]).first
end
Please explain the components of this portion of the above method:
where(conditions).where(["lower(username) = :value OR lower(email) =
  :value", {:value => signin.downcase }]).first
 
     
    