I want to write a method for reading a data from a file in java using ArrayList instead of static String[] array. This is what I wrote so far:
public static ArrayList<String> loadText(String file) {
    ArrayList<String> ret = null;
    BufferedReader in = null;
    String line = null;
        try {
            in = new BufferedReader(new FileReader(file));
            while((line = in.readLine()) != null) {
                ret.add(line);
            }
        } catch (Exception e){
            e.printStackTrace();
        } finally {
            if(in != null) {
                try {
                    in.close();
                } catch (Exception e){
                    e.printStackTrace();
                }
            }
        }
        return ret;
    }
And this is how i called this method in my Test class:
import java.util.ArrayList;
public class Test {
    /**
     * @param args
     */
    public static void main(String[] args) {
        // TODO Auto-generated method stub
        ArrayList<String> text = Files.loadText("podaci.txt");
        System.out.println(text);
    }
}
There is a problem with:
ret.add(line);
I'm getting NullPointerException, and i can't figure out why...
 
    