I have looked through all of my code, but I can't find any null references, so I am lost. I am saving certain contacts the the user collects into shared preferences:
   public void saveContacts() {
        contacts = this.getSharedPreferences("contacts", MainActivity.MODE_PRIVATE); //Making a shared preferences
        Set<String> set = new HashSet<String>();
        set.addAll(contactArrayList); 
        contactEditor.clear(); //Clearing current values in shared pref
        contactEditor.putStringSet("contactSetKey", set); //Adding contacts
        contactEditor.commit();
        Toast.makeText(MainActivity.this, "Contacts have been saved!", Toast.LENGTH_SHORT).show();
    }
Here is where I get the contacts:
@Override
    protected void onCreate(Bundle savedInstanceState) {
        super.onCreate(savedInstanceState);
        setContentView(R.layout.activity_main);
        contactArrayList= new ArrayList<String>();
        listview = (ListView) findViewById(R.id.listView);
        arrayAdapter = new ArrayAdapter (this, android.R.layout.simple_list_item_1, contactArrayList);
        listview.setAdapter(arrayAdapter);
        loadSavedStuff();
    }
    public void loadSavedStuff() {
        //CLEAR CONTENTS OF ARRAYLIST AND GET THEM FROM SHARED PREFERENCE
        if(contacts.getStringSet("contactSetKey", null) != null) {
            contactArrayList.clear();
            contactArrayList = new ArrayList<String>(contacts.getStringSet("contactSetKey", null));
            arrayAdapter.notifyDataSetChanged();
        }
    }
I have been adding stuff to my list like so:
  contactArrayList.add(contactName +" - " +contactNumber);
            arrayAdapter.notifyDataSetChanged();
My null pointer exception is here:
  Caused by: java.lang.NullPointerException: Attempt to invoke interface method 'java.util.Set android.content.SharedPreferences.getStringSet(java.lang.String, java.util.Set)' on a null object reference
Pointing here:
    if(contacts.getStringSet("contactSetKey", null) != null) {
and here:
    loadSavedStuff();
 
     
    