I've reviewed multiple StackOverflow questions and answers and still can't exclusively use R get a .zip file successfully downloaded, unzipped, and loaded in R. 
When I download the .zip folder manually, I see that it contains multiple files, one named loan.csv, that I need to analyze in R.
#set wd
wd <- "/Users/myname/Documents/zip_folder"
setwd(wd)
zip_url <- "https://www.kaggle.com/wendykan/lending-club-loan-data/downloads/lending-club-loan-data.zip"
I'm getting an error with the first answer I found here:
library(utils)
temp <- tempfile()
download.file(zip_url, temp)
data <- read.table(unz(temp, "loan.csv"))
Error in open.connection(file, "rt") : cannot open the connection
In addition: Warning message:
In open.connection(file, "rt") :
  cannot open zip file '/var/folders/b1/d481ykzd3j14kr8nkx8kn83m0000gn/T//RtmpcjmrIa/file932f730721c5'
unlink(temp)
Error in fread(unz(temp, "loan.csv")) : 
  'input' must be a single character string containing a file name, a command, full path to a file, a URL starting 'http[s]://', 'ftp[s]://' or 'file://', or the input data itself
I'm also getting an error using the 5th answer (Mac specific) to the SO question hyperlinked above:
loans <- fread("curl https://www.kaggle.com/wendykan/lending-club-loan-data/downloads/lending-club-loan-data.zip | tar -xf- --to-stdout *loan.csv")
  % Total    % Received % Xferd  Average Speed   Time    Time     Time  Current
                             Dload  Upload   Total   Spent    Left  Speed
  0     0    0     0    0     0      0      0 --:--:-- --:--:-- --:--:--     0  0     0    0     0    0     0      0      0 --:--:-- --:--:-- --:--:--     0100   149  100   149    0     0    334      0 --:--:-- --:--:-- --:--:--   334
tar: Unrecognized archive format
tar: *loans.csv: Not found in archive
tar: Error exit delayed from previous errors.
Error in fread("curl https://www.kaggle.com/wendykan/lending-club-loan-data/downloads/lending-club-loan-data.zip | tar -xf- --to-stdout *loans.csv") : 
  File is empty: /var/folders/b1/d481ykzd3j14kr8nkx8kn83m0000gn/T//RtmpcjmrIa/file932f299c7cc4