I would recommend creating a custom LayoutManager.
Here is a basic one that does just what you asked for:
import java.awt.*;
import java.util.ArrayList;
public class MyLayoutManager implements LayoutManager {
    private final int TOOLBAR_HEIGHT = 30;
    private final int WINDOW_WIDTH = 800;
    private final int WINDOW_HEIGHT = 600;
    //  CONSTRAINTS  //
    public static final String TOOLBAR = "TOOLBAR";
    public static final String BODY = "BODY";
    private ArrayList<Component> toolbarComponents = new ArrayList<>();
    private ArrayList<Component> bodyComponents = new ArrayList<>();
    @Override   // Called when JFrame.add() is used  //
    public void addLayoutComponent(String constraints, Component component) {
        switch(constraints) {
            case "TOOLBAR": toolbarComponents.add(component);   break;
            case "BODY":    bodyComponents.add(component);      break;
        }
    }
    @Override   //  Sets the bounds for each component  //
    public void layoutContainer(Container parent) {
        //  Toolbar  //
        int currentWidth = 0;
        for(Component c : toolbarComponents) {
            int width = c.getPreferredSize().width;
            c.setBounds(currentWidth, 0, width, TOOLBAR_HEIGHT);
            currentWidth += width;
        }
        //  Body  //
        int currentHeight = TOOLBAR_HEIGHT;
        for(Component c : bodyComponents) {
            int height = (parent.getHeight()-TOOLBAR_HEIGHT)/bodyComponents.size();
            c.setBounds(0, currentHeight, parent.getWidth(), height);
            currentHeight += height;
        }
    }
    @Override
    public Dimension minimumLayoutSize(Container parent) {
        return preferredLayoutSize(parent);
    }
    @Override   //  Called when JFrame.pack() is called  //
    public Dimension preferredLayoutSize(Container parent) {
        return new Dimension(WINDOW_WIDTH,WINDOW_HEIGHT);
    }
    @Override
    public void removeLayoutComponent(Component comp) {}
}
Then Implement it like so:
    JFrame frame = new JFrame("Interface");
    frame.setDefaultCloseOperation(JFrame.EXIT_ON_CLOSE);
    frame.setLayout(new MyLayoutManager());
    frame.add(new JButton("Menu"), MyLayoutManager.TOOLBAR);
    frame.add(new JButton("File"), MyLayoutManager.TOOLBAR);
    frame.add(new JButton("Settings"), MyLayoutManager.TOOLBAR);
    JTextArea area1 = new JTextArea();
    area1.setBorder(new TitledBorder("title 1"));
    JTextArea area2 = new JTextArea();
    area2.setBorder(new TitledBorder("title 2"));
    frame.add(area1, MyLayoutManager.BODY);
    frame.add(area2, MyLayoutManager.BODY);
    frame.pack();
    frame.setVisible(true);