Your def answer_form(answer): returns a joined list - making it a string. You can not modify strings, they are immutable (see f.e. Immutable vs Mutable types). You can however recreate them, f.e. by slicing or using them as list of characters. See Change one character in a string? for that.
You can simplify your hangman if you use sets. It is easier to print '_' for any character that was not guessed yet, then manipulating strings (and you avoid manipulating lists as well ;o):
data = ["hang","man","carrot","supercalifragilisticexpialidocious"]
# random.choice solver (I am lazy ;o) ) - set to False for human player
autosolve = True
import random
from string import ascii_lowercase 
aslow = set(ascii_lowercase) 
# what should the user guess? random choice from data
what = random.choice(data).lower()
# store the length and characters used in what instead of calculating each time
lwhat = len(what)
swhat = set(what)
# these letters where already guessed 
guessed = set()
# amount of tries reached, we quit when twice the amount of characters got tried
tries = 0
while True and tries < 2*lwhat:
    # use list comprehension to print _ if a char was not guessed yet, else print char
    print("The secret word is: ", ' '.join(x if x in guessed else "_" for x in what))
    # we are done if all characters of what are guessed 
    if swhat.issubset(guessed):
        print(f"You did it! It took you {tries} tries") 
        break
    if not autosolve: 
        guess = input("Guess one letter or the complete word:").lower() 
    else:
        guess = random.choice(list(aslow))
        print("Guess one letter or the complete word:", guess)
        aslow.remove(guess)
    lguess = len(guess)
    # only count 1-character and full word guesses
    if lguess not in (1,lwhat):
        print("1 letter or the while word, try again") 
        continue
    tries += 1
    # one character was guessed
    if lguess == 1:
        guessed.add(guess) # add to set and print some feedback
        if guess in what:  
            print("Correct.")
        else:
            print("beeeeeep - that was wrong.")
    # whole word was guessed
    elif guess == what:
        print(f"You did it! It took you {tries} tries") 
        break
else:
    print("Too many tries: try again later")
print("The end")
The win-condition is: the set of the word you look for is a subset of all guessed characters.
Output:
The secret word is:  _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Guess one letter or the complete word: s
Correct.
The secret word is:  s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: n
beeeeeep - that was wrong.
The secret word is:  s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: b
beeeeeep - that was wrong.
The secret word is:  s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: v
beeeeeep - that was wrong.
The secret word is:  s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: j
beeeeeep - that was wrong.
The secret word is:  s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: e
Correct.
The secret word is:  s _ _ e _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ e _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: q
beeeeeep - that was wrong.
The secret word is:  s _ _ e _ _ _ _ _ _ _ _ _ _ _ _ s _ _ _ e _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: g
Correct.
The secret word is:  s _ _ e _ _ _ _ _ _ _ _ g _ _ _ s _ _ _ e _ _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: x
Correct.
The secret word is:  s _ _ e _ _ _ _ _ _ _ _ g _ _ _ s _ _ _ e x _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: w
beeeeeep - that was wrong.
The secret word is:  s _ _ e _ _ _ _ _ _ _ _ g _ _ _ s _ _ _ e x _ _ _ _ _ _ _ _ _ _ _ s
Guess one letter or the complete word: u
Correct.
The secret word is:  s u _ e _ _ _ _ _ _ _ _ g _ _ _ s _ _ _ e x _ _ _ _ _ _ _ _ _ _ u s
Guess one letter or the complete word: o
Correct.
The secret word is:  s u _ e _ _ _ _ _ _ _ _ g _ _ _ s _ _ _ e x _ _ _ _ _ _ o _ _ o u s
Guess one letter or the complete word: t
Correct.
The secret word is:  s u _ e _ _ _ _ _ _ _ _ g _ _ _ s t _ _ e x _ _ _ _ _ _ o _ _ o u s
Guess one letter or the complete word: c
Correct.
The secret word is:  s u _ e _ c _ _ _ _ _ _ g _ _ _ s t _ c e x _ _ _ _ _ _ o c _ o u s
Guess one letter or the complete word: m
beeeeeep - that was wrong.
The secret word is:  s u _ e _ c _ _ _ _ _ _ g _ _ _ s t _ c e x _ _ _ _ _ _ o c _ o u s
Guess one letter or the complete word: h
beeeeeep - that was wrong.
The secret word is:  s u _ e _ c _ _ _ _ _ _ g _ _ _ s t _ c e x _ _ _ _ _ _ o c _ o u s
Guess one letter or the complete word: f
Correct.
The secret word is:  s u _ e _ c _ _ _ f _ _ g _ _ _ s t _ c e x _ _ _ _ _ _ o c _ o u s
Guess one letter or the complete word: i
Correct.
The secret word is:  s u _ e _ c _ _ i f _ _ g i _ i s t i c e x _ i _ _ i _ o c i o u s
Guess one letter or the complete word: k
beeeeeep - that was wrong.
The secret word is:  s u _ e _ c _ _ i f _ _ g i _ i s t i c e x _ i _ _ i _ o c i o u s
Guess one letter or the complete word: d
Correct.
The secret word is:  s u _ e _ c _ _ i f _ _ g i _ i s t i c e x _ i _ _ i d o c i o u s
Guess one letter or the complete word: y
beeeeeep - that was wrong.
The secret word is:  s u _ e _ c _ _ i f _ _ g i _ i s t i c e x _ i _ _ i d o c i o u s
Guess one letter or the complete word: a
Correct.
The secret word is:  s u _ e _ c a _ i f _ a g i _ i s t i c e x _ i a _ i d o c i o u s
Guess one letter or the complete word: r
Correct.
The secret word is:  s u _ e r c a _ i f r a g i _ i s t i c e x _ i a _ i d o c i o u s
Guess one letter or the complete word: p
Correct.
The secret word is:  s u p e r c a _ i f r a g i _ i s t i c e x p i a _ i d o c i o u s
Guess one letter or the complete word: l
Correct.
The secret word is:  s u p e r c a l i f r a g i l i s t i c e x p i a l i d o c i o u s
You did it! It took you 25 tries
The end
The "AI" is really bad for short words though:
The secret word is:  _ _ _ _ _ _
Guess one letter or the complete word: q
beeeeeep - that was wrong.
The secret word is:  _ _ _ _ _ _
Guess one letter or the complete word: v
beeeeeep - that was wrong.
The secret word is:  _ _ _ _ _ _
Guess one letter or the complete word: p
beeeeeep - that was wrong.
The secret word is:  _ _ _ _ _ _
Guess one letter or the complete word: o
Correct.
The secret word is:  _ _ _ _ o _
Guess one letter or the complete word: y
beeeeeep - that was wrong.
The secret word is:  _ _ _ _ o _
Guess one letter or the complete word: a
Correct.
The secret word is:  _ a _ _ o _
Guess one letter or the complete word: d
beeeeeep - that was wrong.
The secret word is:  _ a _ _ o _
Guess one letter or the complete word: w
beeeeeep - that was wrong.
The secret word is:  _ a _ _ o _
Guess one letter or the complete word: m
beeeeeep - that was wrong.
The secret word is:  _ a _ _ o _
Guess one letter or the complete word: i
beeeeeep - that was wrong.
The secret word is:  _ a _ _ o _
Guess one letter or the complete word: t
Correct.
The secret word is:  _ a _ _ o t
Guess one letter or the complete word: j
beeeeeep - that was wrong.
Too many tries: try again later
The end