The simple answer I would give would be: use references when you can.  Unfortunately, understanding when you can depends on getting a deeper understanding of the borrow checker, and by that point, I would guess a cheat sheet would be less useful.  However, some simple explanations might help.
- The simple case is where you have a clear owner, and references are passed down the stack to functions that you call.  This case works clearly for just references.
- When you have the same clear ownership but the item is either "large", or of non-determined size, you may need a Box.  Still a single owner, with possible stack-based borrowing.
- When ownership isn't clearly in a tree, RcorArcwould be appropriate (with something like aMutexfor sharing).
The other things mentioned (Ref, RefMut) are specifically about borrows of the thing contained in a RefCell.  Cell and RefCell are containers that are mutable.
I would say, start by trying to just have your item owned, and using borrowed references to pass it around.  If you do need sharing, look into Rc or Arc.  If that still doesn't work, consider the other things.
Again, though, the Rust Book's description is very good, and you kind of have to get an understanding of borrowing to get a gut feeling of what to use anyway.