If two data frames are
  symbol wgt
1     A   2
2     C   4
3     D   6
  symbol wgt
1     A  20
2     D  10
how can I add them so that missing observations for a "symbol" in either data frame are treated as zero, giving
  symbol wgt
1     A   22
2     C   4
3     D   16
 
     
     
    