If you do not have access to VSTACK() and you have ranges one or more columns in width of variable heights and locations, here is another possible solution. This allows up to 10 separate ranges.
Place this formula in the cell where you want the combined arrays.
=Array_Stacker(False,False,A1:B20,D12:E18,G5:H10)
Name this LAMBDA function "Array_Stacker" in Names Manager.
=LAMBDA(unique_TRUE_or_FALSE, filter_blanks_TRUE_or_FALSE, range1, range2, [range3], [range4], [range5], [range6], [range7], [range8], [range9], [range10],
        LET(
            unique, IF(ISOMITTED(unique_TRUE_or_FALSE), FALSE, unique_TRUE_or_FALSE),
            blanks, IF(ISOMITTED(filter_blanks_TRUE_or_FALSE), FALSE, filter_blanks_TRUE_or_FALSE),
            numcols, COLUMNS(range1),
            height01, ROWS(range1),
            height02, ROWS(range2),
            height03, IF(ISOMITTED(range3), 0, ROWS(range3)),
            height04, IF(ISOMITTED(range4), 0, ROWS(range4)),
            height05, IF(ISOMITTED(range5), 0, ROWS(range5)),
            height06, IF(ISOMITTED(range6), 0, ROWS(range6)),
            height07, IF(ISOMITTED(range7), 0, ROWS(range7)),
            height08, IF(ISOMITTED(range8), 0, ROWS(range8)),
            height09, IF(ISOMITTED(range9), 0, ROWS(range9)),
            height10, IF(ISOMITTED(range10), 0, ROWS(range10)),
            heightAll, SUM(
                height01,
                height02,
                height03,
                height04,
                height05,
                height06,
                height07,
                height08,
                height09,
                height10
            ),
            x, IFS(
                ISOMITTED(range3),
                1,
                ISOMITTED(range4),
                2,
                ISOMITTED(range5),
                3,
                ISOMITTED(range6),
                4,
                ISOMITTED(range7),
                5,
                ISOMITTED(range8),
                6,
                ISOMITTED(range9),
                7,
                ISOMITTED(range10),
                8,
                NOT(ISOMITTED(range10)),
                9
            ),
            ranges, CHOOSE(
                x,
                (range1 , range2),
                (range1 , range2 , range3),
                (range1 , range2 , range3 , range4),
                (range1 , range2 , range3 , range4 , range5),
                (range1 , range2 , range3 , range4 , range5 , range6),
                (range1 , range2 , range3 , range4 , range5 , range6 , range7),
                (range1 , range2 , range3 , range4 , range5 , range6 , range7 , range8),
                (range1 , range2 , range3 , range4 , range5 , range6 , range7 , range8 , range9),
                (range1 , range2 , range3 , range4 , range5 , range6 , range7 , range8 , range9 ,
                    range10)
            ),
            formula01, SEQUENCE(heightAll),
            formula02, SEQUENCE(heightAll, numcols),
            formula03, IFS(
                formula01 <= height01,
                formula01,
                formula01 <= height01 + height02,
                formula01 - height01,
                formula01 <= height01 + height02 + height03,
                formula01 - height01 - height02,
                formula01 <= height01 + height02 + height03 + height04,
                formula01 - height01 - height02 - height03,
                formula01 <= height01 + height02 + height03 + height04 + height05,
                formula01 - height01 - height02 - height03 - height04,
                formula01 <= height01 + height02 + height03 + height04 + height05 + height06,
                formula01 - height01 - height02 - height03 - height04 - height05,
                formula01 <= height01 + height02 + height03 + height04 + height05 + height06 + height07,
                formula01 - height01 - height02 - height03 - height04 - height05 - height06,
                formula01 <=
                    height01 + height02 + height03 + height04 + height05 + height06 + height07 +
                        height08,
                formula01 - height01 - height02 - height03 - height04 - height05 - height06 - height07,
                formula01 <=
                    height01 + height02 + height03 + height04 + height05 + height06 + height07 +
                        height08 + height09,
                formula01 - height01 - height02 - height03 - height04 - height05 - height06 - height07 -
                    height08,
                formula01 <=
                    height03 + height02 + height03 + height04 + height05 + height06 + height07 +
                        height08 + height09 + height10,
                formula01 - height01 - height02 - height03 - height04 - height05 - height06 - height07 -
                    height08 - height09
            ),
            formula04, IFS(
                formula02 <= (height01) * numcols,
                1,
                formula02 <= (height01 + height02) * numcols,
                2,
                formula02 <= (height01 + height02 + height03) * numcols,
                3,
                formula02 <= (height01 + height02 + height03 + height04) * numcols,
                4,
                formula02 <= (height01 + height02 + height03 + height04 + height05) * numcols,
                5,
                formula02 <= (height01 + height02 + height03 + height04 + height05 + height06) * numcols,
                6,
                formula02 <=
                    (height01 + height02 + height03 + height04 + height05 + height06 + height07) *
                        numcols,
                7,
                formula02 <=
                    (height01 + height02 + height03 + height04 + height05 + height06 + height07 +
                        height08) * numcols,
                8,
                formula02 <=
                    (height01 + height02 + height03 + height04 + height05 + height06 + height07 +
                        height08 + height09) * numcols,
                9,
                formula02 <=
                    (height01 + height02 + height03 + height04 + height05 + height06 + height07 +
                        height08 + height09 + height10) * numcols,
                10
            ),
            indx, INDEX((ranges), formula03, SEQUENCE(1,numcols), formula04),
            stacker, IF(blanks = TRUE, FILTER(indx, indx <> ""), indx),
            IF(AND(blanks=TRUE,numcols>1),"#Can not filter empty cells when range has more than one column!",IFS(unique = TRUE, UNIQUE(stacker), unique = FALSE, stacker))
        )
    )