The SQLish way to express this many::many users::companies relationship is with a so-called join table.
If you design your database around multiple values in columns separated by delimiters, you will be sorry. You'll have trouble maintaining it, and using it will be, at best, slow.
users
user_id   name
 1        Joe
 2        Ollie
 3        Leandro
companies
company_id   name
   01        Bradesco
   03        Itau
users_companies (your table, containing a row for each user-to-company association)
 user_id    company_id
   1          1           These two rows implement **1|3**
   1          3
   3          3           This row implements **3**
To create an association between a user and a company, you insert a row into this table. To remove that association you delete that row.  To display the data you do this.
SELECT users.name, GROUP_CONCAT(companies.name) companies
  FROM users
  JOIN users_companies ON users.user_id = users_companies.user_id
  JOIN companies ON users_companies.company_id = companies.company_id
 GROUP BY users.name
Here is an example. It generates this.
name     companies    
Joe      Itau|Bradesco
Leandro  Itau