Python FileNotFoundError no such file or directory

Question

I get a file not found error when trying to run this script

class Account: 

    def __init__(self, filepath):
        with open(filepath, 'r') as file:
            self.balance=int(file.read()) 


account=Account("~/Desktop/Courses/Python/account/balance.txt") 
print(account)

balance.txt exists and I am running the script from the directory.