Here is a way of getting the checks you wanted quickly and easily:
drop database if exists gtest;
create database if not exists gtest;
use gtest;
create table users (
  user_id       integer unsigned not null auto_increment primary key,
  username      varchar(32) not null default '',
  password      varchar(64) not null default '',
  unique key ix_username (username)
) Engine=InnoDB auto_increment 10001;
create table owners (
  owner_id      integer unsigned not null auto_increment primary key,
  ownername     varchar(32) not null default '',
  unique key ix_ownername (ownername)
) Engine=InnoDB auto_increment 5001;
create table users_and_owners (
  id    integer unsigned not null primary key,
  name  varchar(32) not null default '',
  unique key ix_name(name)
) Engine=InnoDB;
create table p_status (
  a_status      char(1) not null primary key
) Engine=InnoDB;
create table people (
  person_id integer unsigned not null auto_increment primary key,
  pid       integer unsigned not null,
  name      varchar(32) not null default '',
  status    char(1) not null,
  unique key ix_name (name),
  foreign key people_ibfk_001 (pid) references users_and_owners(id),
  foreign key people_ibfk_002 (status) references p_status (a_status)
) Engine=InnoDB;
create or replace view vw_users_and_owners as
select 
  user_id id,
  username name
from users
union
select 
  owner_id id,
  ownername name
from owners
order by id asc
;
create trigger newUser after insert on users for each row replace into users_and_owners select * from vw_users_and_owners;
create trigger newOwner after insert on owners for each row replace into users_and_owners select * from vw_users_and_owners;
insert into users ( username, password ) values
( 'fred Smith', password('fredSmith')),
( 'jack Sparrow', password('jackSparrow')),
( 'Jim Beam', password('JimBeam')),
( 'Ted Turner', password('TedTurner'))
;
insert into owners ( ownername ) values ( 'Tom Jones'),( 'Elvis Presley'),('Wally Lewis'),('Ted Turner');
insert into people (pid, name, status) values ( 5001, 'Tom Jones', 1),(10002,'jack Sparrow',1),(5002,'Elvis Presley',1);