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Cross-platform filesystem
I want to reformat a my 2 Gb flash drive for cross-platform compatibility, but I don't know the difference between all the file systems. I know that FAT32 is compatible with Windows and Linux, but I believe NTFS is, as well.
- Which file system has the widest compatibility?
 - Which file system is least likely to damage my files if the drive is removed unsafely?
 - If I want to secure my drive with a password, must I use a specific file system?
 
My knowledge of file systems is sorely lacking; I would appreciate an explanation.