You really can't - there is no "default file permission" on POSIX systems.
File permissions are set when the file is created with either the open()/openat() or creat() function.
Per the open() specifications (note the bolded part, added to emphasize where file permission bits come from):
O_CREAT
If the file exists, this flag has no effect except as noted under
O_EXCL below. Otherwise, if O_DIRECTORY is not set the file shall
be created as a regular file; the user ID of the file shall be set to
the effective user ID of the process; the group ID of the file shall
be set to the group ID of the file's parent directory or to the
effective group ID of the process; and the access permission bits
(see <sys/stat.h>) of the file mode shall be set to the value of
the argument following the oflag argument taken as type mode_t
modified as follows: a bitwise AND is performed on the file-mode bits
and the corresponding bits in the complement of the process' file mode
creation mask. ...
The application creating the file picks the file's initial permissions, but with the bits that are non-zero in the process umask setting set to zero.
There is no "default" permission setting.