I have made major changes to my body of text and title to clarify the question and the situation. Apologies for any confusion.
I recently purchased a Samsung 990 Pro NVME. It supports encryption, though Samsung support says that it needs to be explicitly enabled using BIOS Class 0, TCG Opal, or BitLocker (hardware encryption to use the built-in encryption engine).
Now, that is logical as the definition of encryption is to scramble the data and make it unreadable to unauthorised users. By default, the contents of the drive can be read by anyone with physical access to the drive since there is no key or password required.
In my own situation, I do not need to prevent unauthorised access to the contents of the drive while it is still in use by me. But I do need protections to ensure the data can be rendered unreadable in the case of an RMA (if drive destruction is not allowed) or sale of the drive.
The ultimate question, is the data scrambled using the encryption engine using a Data Encryption Key (DEK) without explicitly enabling encryption by setting a password or enabling encryption in Samsung Magician?
I am aware of potential flaws with the manufacturer’s implementation, but this is not a topic I am looking to touch on.